By allowing consumers to have their qualifying debts eliminated, bankruptcy is a federal process which offers Americans a second chance at controlling their debt. The Mobile, Alabama Bankruptcy lawyers of Brenda Drendel Hetrick, PC, recognize that financial hardships can happen to anyone, and consumers that fall into this category sometimes do not have the ability to comply with creditors' repayment demands. Alabama bankruptcy law protects consumers from financial ruin and potential abuse by outstanding creditors.
Bankruptcy is a federal court process designed to help individuals and businesses eliminate their debts or repay them under the protection of the bankruptcy court. Bankruptcies can generally be described as liquidation or reorganization. Under a liquidation bankruptcy (Chapter 7), a claimant files to eliminate debt through the bankruptcy court. Under a reorganization bankruptcy (Chapters 13), a claimant files a plan with the bankruptcy court proposing how to repay creditors.
The following information includes frequently asked bankruptcy questions. The answers stated are general in nature and are not intended to apply to every bankruptcy and/or debt consolidation situation. Each case is different and carries its own set of circumstances which must be taken into consideration by competent legal counsel. By contacting the Mobile, Alabama debt consolidation lawyers of Brenda Drendel Hetrick, PC, you can receive a personal consultation regarding your specific legal claim.
The Mobile, Alabama bankruptcy lawyers of Brenda Drendel Hetrick, PC understand that the process of bankruptcy can be a stressful and frustrating experience. Attorney Brenda Drendel Hetrick provides a comfortable yet professional atmosphere - meeting personally with each client and striving to make the bankruptcy and/or debt consolidation process as smooth and stress-free as possible. Each client is important to Brenda Drendel Hetrick, PC, and is provided with respectful and effective legal advice and representation.